FOR 1ST TIME HOME BUYERS
This
tremendous opportunity is the First Home Club of M&T Bank. For those who qualify, you will receive a
grant of $4.00 for every $1.00 you save.
How is that for a return on your investment? The matching funds will be granted up to a
maximum of $7,500 and you are required to remain in the entire program in order
to receive the funds. These matching
funds may be used towards a down payment and closing costs on your home.
To be
eligible for this First Home Club you need only meet three simple
criteria. You must be a first time
homebuyer which means anyone who has not owned a home in the last 3 years, reside in New York and meet certain income criteria
determined by the area in which you live.
The best way to determine eligibility is to contact M&T Bank representative, Ann Carbeck (NMLS#70477) directly at 716-984-2167. She will be happy to review your credentials with you.
For
those who qualify for the First Home Club you simply make scheduled deposits to
your Home Club Savings Account. The
duration of your club membership can be determined by you and your bank club
counselor, usually between 10 and 24 months.
During your club membership you are required to attend a home ownership education course which will address everything you will need to know about home
ownership. This
is just one excellent program available to first time homebuyers.
To learn more about these programs and
whether or not a home purchase is right for you, you are strongly urged to call
Bill Hirsch, a specialist with the Jay Coles Team at Realty USA in Orchard Park, New York. Contact Bill by phone or text at (716)
341-9208 for a candid, no-obligation discussion of the advantages of homeownership versus renting. You may use
e-mail at whirsch@realtyusa.com. You will be amazed at the things you will
learn about real estate ownership, options available and what best suits your
needs.
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