Real Estate Roller Coaster

People decide to buy and sell real estate for many, many reasons. The thing all buyers and sellers find is that buying and selling a house is stressful!!  

Buying your first home is super exciting!  Selling your house because you got a promotion and transfer to Honolulu is also super exciting (and a great reason to sell)!--and THEN, the reality of the process sets in and the emotional roller coaster starts. 

Starting up that first hill is exciting. The anticipation of finding your dream home, or getting a great offer on your home is exhilarating.  Checking the Internet, searching for houses, new furniture, decorating ideas and talking to people about moving is fun! 

 Being prepared for the ups and downs of the rest of the ride is critical! Are you looking at houses you can afford? Do you have a realistic expectation of the value of your current home? Do you understand the time commitment buying and selling require?

Selling your home is hard. Cleaning, packing, staging, decluttering, storing and fixing. It can be very uncomfortable having strangers walk through your home and then dismiss it. Or worse, they like the location but hate the decorating. They love the house, but not your asking price. The house sells faster or slower or for more or for less than you anticipated.

Looking for your next home can be just as frustrating - the outside looks great, but the inside resembles the Brady's house from 1972 - all green shag and orange counters.  The house is perfect but next to a thruway.  The house is perfect but just outside your budget.  The house doesn't look anything like the pictures on the Internet!

A good Realtor, working for you, will explain the dips and turns and unexpected obstacles as they come up.  It's not an exact science, but having an experienced rider along can ease some of the nerves!!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FREE MONEY!!

  



FOR 1^ST TIME HOME BUYERS

           Could you pass up a 400% return on investment?  That’s right, first time home buyers may qualify for this fantastic opportunity!  You need only call to see if you qualify.

This tremendous opportunity is the First Home Club of M&T Bank.  For those who qualify, you will receive a grant of $4.00 for every $1.00 you save.  How is that for a return on your investment?  The matching funds will be granted up to a maximum of $7,500 and you are required to remain in the entire program in order to receive the funds.  These matching funds may be used towards a down payment and closing costs on your home.

To be eligible for this First Home Club you need only meet three simple criteria.  You must be a first time homebuyer which means anyone who has not owned a home in the last 3 years, reside in New York and meet certain income criteria determined by the area in which you live.

          The best way to determine eligibility is to contact M&T Bank representative, Ann Carbeck (NMLS#70477) directly at 716-984-2167.  She will be happy to review your credentials with you. 

           For those who qualify for the First Home Club you simply make scheduled deposits to your Home Club Savings Account.  The duration of your club membership can be determined by you and your bank club counselor, usually between 10 and 24 months.  During your club membership you are required to attend a home ownership education course which will address everything you will need to know about home ownership. This is just one excellent program available to first time homebuyers. 

To learn more about these programs and whether or not a home purchase is right for you, you are strongly urged to call Bill Hirsch, a specialist with the Jay Coles Team at Realty USA in Orchard Park, New York.  Contact Bill by phone or text at (716) 341-9208 for a candid, no-obligation discussion of the advantages of homeownership versus renting.  You may use e-mail at whirsch@realtyusa.com.  You will be amazed at the things you will learn about real estate ownership, options available and what best suits your needs.